Protect Your Trucking Business
With Insurance
When something goes wrong, the insurance coverage will help safeguard your company’s financial interests, vehicles, and cargo. There are separate contracts for different situations such as auto accidents and flood and cargo damage.
Without insurance coverage, you will pay for the damage you caused to someone else’s property with your own money.
What We Cover
- Cargo
- Single and Multiunit Trucks
- Uninsured/Under-Insured Motorist
- Workers’ Compensation
- Liability
- Local and Long Hauls
- Personal Injury
- Physical Damage
Commercial Property Insurance
This is to protect you from claims for damages occurring on any commercial real estate you own, rent, or lease.
Commercial Truck Insurance
We provide insurance coverage for various trucking businesses, such as:
- Agricultural Commodities
- Auto Trailers
- Box Trucks
- Car Haulers
- Dump Trucks
- Flatbed Trucks
- Fork Lifts
- Front Loaders
- Garbage Trucks
- Agricultural Commodities
- Auto Trailers
- Box Trucks
- Car Haulers
- Dump Trucks
- Flatbed Trucks
- Fork Lifts
- Front Loaders
- Garbage Trucks
- Hazardous Materials
- Heavy Equipment
- Hot Shot
- Livestock Hauling
- New Businesses
- Oilfield
- Owner/Operators
- Pickups
- Hazardous Materials
- Heavy Equipment
- Hot Shot
- Livestock Hauling
- New Businesses
- Oilfield
- Owner/Operators
- Pickups
- Refrigerated Units
- Semis
- Steel Haulers
- Tank Trucks
- Tow Trucks
- Tractors
- Trailers
- Vans
- Refrigerated Units
- Semis
- Steel Haulers
- Tank Trucks
- Tow Trucks
- Tractors
- Trailers
- Vans
Cyber Liability Insurance
This serves to protect you from problems occurring over or through the internet. With more businesses being conducted over the web, it is very important for you to have good protection in this area.
General Liability Insurance
This will safeguard you from most claims for damages presented against you. The coverage protects you against someone suing you for injuries they claim happened, whether you are involved or not.
Homeowners and Renters Insurance
We will help you obtain homeowners and renters insurance to cover your home or apartment in case it gets damaged by fire, wind, and other reasons. It includes the building and your household goods.
There is usually small liability coverage to protect you if someone gets injured on your property. However, it mainly serves to protect you if your things get damaged.
Mobile Home
Insurance
This is like regular homeowners' insurance, but it covers mobile homes only and their contents. Mobile homes have special risks due to wind, fire, and hail damage.
Motorcycle Insurance
Some insurance companies decline to write policies for motorcycles. However, it has recently become easier to get coverage.
There are two parts of this insurance, just as with automobiles, and we will support you in getting your vehicle insured for both situations. The first one is a liability for causing personal injury to someone else with your motorcycle, and the second part is coverage for any damage to your motorcycle.
Workers’ Compensation Insurance
Turn to us for help with acquiring workers’ compensation insurance for your employees so that they are covered when they get injured on the job. In some states, this is called workmen compensation insurance.
Umbrella Coverage
Just like the word “umbrella” implies, this covers you over and above your regular insurance policies. Sometimes you can save money by buying an insurance policy with lower total coverage. However, you will have a less costly umbrella policy to make up for any liability not covered by your regular policies.
Umbrella policy premiums can frequently cost less than the premium for a regular policy that gives you the same total coverage. We will check into an umbrella policy coverage to help save you money in the total cost of your insurance premiums.
Note that where there are minimum coverages required by law, such as in automobile liability laws. You cannot get an automobile policy with less than the minimum requirement and then try to make up the difference with an umbrella policy.
Professional Liability Insurance
Examples of people that can be protected by professional liability insurance are doctors and lawyers. As a truck driver, you may promise your customer that their cargo will be safe in your truck, but then it is damaged from the heat as you drive across a desert. Professional liability insurance will protect you in an unusual case like this.
